But for one lucky teacher, reading the small print was the best thing she could have done.
Donelan Andrews managed to bag a $10,000 (£7,664) prize because she was the first person to read the fine print on her travel insurance from start to finish.
And the high school teacher from Georgia in the US was fortunate enough to do it just 23 hours after the contest was quietly launched.
Squaremouth, the company behind the "Pays to Read" campaign, said that they created the top secret campaign "in an effort to highlight the importance of reading policy documentation from start to finish".
They inserted a line into page seven of their T&Cs that encouraged their customers to get in touch about the prize.
The company revealed: "Over the past 16 years, we’ve learned that many travellers buy travel insurance and just assume they’re covered if anything goes wrong, without actually reading the details of their policy.
"However, this often leads to claims for losses that are not covered.
"This lack of understanding is one of the biggest reasons travel insurance claims are denied."
According to the company, they sold 65 policies after the campaign launched before Donelan bought hers – and a further eight before she got in touch.
And thanks to the teacher's routine of always reading the small print, Donelan spotted the contest.
She now hopes to use the money for a 35-year wedding anniversary trip to Scotland.
Sun Online Travel previously revealed how foreign hospitals can charge you as much as £2,583 a night if you're not insured on holiday.
And if you're travelling to the EU, make sure you have an EHIC as otherwise it could invalidate your travel insurance.
This is because some insurers require you carry the European Health Insurance Card as it helps to reduce the cost of your treatment.
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